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CroftBenefits uses comparison software to ensure that you receive the most competitive life insurance quotes. In addition to cost, it is recommended that consideration be paid to a life insurance company’s financial ratings. When dealing strictly with term insurance, always note the maximum age at which the policy will let you convert (without health evidence) to permanent life insurance. In reference an individual health quote, this website permits you to go directly to Anthem, Optima or Southern Health and apply immediately if you like the proposed rate. For a group quote, a census is needed. To have a group plan, most insurance companies require a minimum of two employees, but husband and wife can apply as separate employees provided both meet the full time working requirements.

Feel free to request a quote without any obligation to purchase a policy. In fact, we encourage you to get a quick quote even if you’re not ready to buy!

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Lawrence M. Croft, JD, CLU
21 W. Glenbrooke Circle
Richmond, Virginia 23229
Tel. (804) 402-8584
Fax (866) 359-0471

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