Whereas many insurance and financial representatives are tied to specific companies to improve their compensation payouts, I am an independent benefits consultant, not beholden to any one company or product.
My goal is to identify your priorities, determine if there is a product design that will meet your needs, conduct a thorough product search using only companies that are financially stable and present you with product options that are competitively priced yet maintain strong guarantees.
My background in the law, trust services, financial and estate planning as well as insurance, gives me an unique perspective in being able to identify and resolve your needs. Whether working with individuals or groups, I believe that personal integrity is the cornerstone of any client-adviser relationship.
Lawrence M. Croft, JD, CLU
21 W. Glenbrooke Circle
Richmond, Virginia 23229
Tel. (804) 402-8584
Fax (866) 359-0471